The A2ii published an article in the new annual Microinsurance Network publication ‘The state of Microinsurance 2016’. In the article the A2ii gives an overview of its work in Peru, Columbia and Jamaica helping microinsurance market development though supporting the supervisory authorities in establishing an enabling regulatory environment.
This study contains a detailed risk assessment of the mobile insurance landscape in Ghana and develops a risk assessment framework, to be used for improving the regulatory guidelines for m-insurance products in Ghana. The study was commissioned by the GIZ project for Promoting Insurance in Ghana (PromIGH), on behalf of BMZ and at the request of the National Insurance Commission (NIC) of Ghana.
The A2ii published an article in the new annual Microinsurance Network publication ‘The state of Microinsurance’. In the article the A2ii gives an overview of the current status of microinsurance regulation, highlights recent trends in inclusive insurance markets and provides an outlook on their regulatory implications and potential challenges.
Uganda has a relatively undeveloped insurance market and there is clear potential for expansion, particularly through microinsurance. However, insurers face significant challenges in developing microinsurance beyond credit life.
This document presents the synthesis findings from of a five-country (Colombia, India, Philippines, South Africa and Uganda) case study on the role of regulation in the development of microinsurance markets.
This document contains the executive summary and emerging guidelines of the report titled Making insurance markets work for the poor: microinsurance policy, regulation and supervision. It is intended to provide readers with a short overview of the content of the report and the emerging guidelines for the regulation and supervision of insurance markets.
In general, there is limited public awareness of insurance in Nigeria, and distrust by those who are aware of it, particularly in urban areas. There is plenty of room for improving business practices towards consumers and innovating to serve the retail and microinsurance segments. The very low penetration of insurance coupled with a large and growing population and economy, represent an attractively large potential market. The top priority for creating an inclusive insurance sector in Nigeria is improving public confidence, trust and awareness.
With a view to improving the employment situation, particularly with regard to young people, the Algerian Government is committed to promoting the development of a competitive private sector, with a focus on very small, small and medium-sized enterprises, which currently employ 70% of the labour force in the formal sector. It is with this goal in mind that the study examines the current situation, the environment and the supply and demand sides of the market.
De plus en plus d'entreprises, en particulier les très petites et petites entreprises, ne sont pas assurées contre les divers risques liés à leur activité. Dans l'économie et la société algérienne, les revenus des entrepreneurs sont de plus en plus précaires.
Microinsurance markets are growing rapidly. New providers enter the market, offering innovative products and/or employing innovative provider models. Innovations can lead to new consumer protection needs, and also have a tendency to aggravate existing challenges of asymmetric information, market power imbalances and other imperfections that are typical for insurance products in general and are worse when poor and illiterate consumers are concerned.