Thematic Reports

In addition to these, the A2ii produces thematically focused Consultation Calls reports. Here you will find the reports on the topics of supervising InsurTech, proportionate approaches to disclosure of information, insurance regulation in disaster resilience, measuring insurance development, reinsurance, data protection challenges in mobile insurance and many other topics of interest.

Thematic Reports, Digital Technology, Consumer Protection | 2018

Regulating for responsible data innovation: The role of insurance regulators in dealing with risks relating to consumer data protection and privacy

Data innovation is challenging the traditional role of insurance regulators. Two major dilemmas emerge that insurance regulators and indeed all financial sector regulators face when confronted with how to regulate consumer data: 1. They must tread the balance to achieve positive consumer outcomes, by both enabling data-driven innovation but still protecting consumers from the risks that arise 2.

Thematic Reports, Inclusive Insurance Regulation | 2018

Inclusive Insurance in National Financial Inclusion Strategies Survey Report

This report summarizes the status quo and lessons learnt on inclusive insurance in National Financial Inclusion Strategies (NFIS), based on a survey as well as four country case studies. For more than a decade, international guidance has been promoting the integration of insurance alongside other financial services. As such, inclusive insurance has increasingly gained importance with a growing number of policies and an increasing variety of products being offered.

Thematic Reports, Event Reports, Latin America, Inclusive Insurance Regulation | 2018

Report: Supervisory Dialogue on the impact of informality on insurance markets - what supervisors can do

This Supervisory Dialogue event provided an overview of how informality is affecting insurance markets, examined the risks and focused on the challenges faced by insurance supervisors as a result.
The event also provided a platform for peer to peer information sharing on the topic. Presentations were made of the approaches taken by supervisors in different regions to encourage formalisation and greater financial inclusion.

Thematic Reports, Africa, CISNA, Asia and Pacific, CEE & Central Asia, Latin America, Global, Inclusive Insurance Regulation, Digital Technology | 2018

Regulating Mobile Insurance - Insurance business via mobile phones: regulatory challenges and emerging approaches

Despite its significant potential, there has been little regulatory and supervisory guidance on m-insurance. The Access to Insurance Initiative (A2ii) commissioned this study in order to address the gap and contribute to the preparation of an International Association of Insurance Supervisors (IAIS) Application Paper on the Use of Digital Technology in Inclusive Insurance (forthcoming 2018).

Consultative Forum, Thematic Reports, Event Reports, Presentations, Africa, Digital Technology, Consumer Protection |
Thematic Reports, Digital Technology, Consumer Protection | 2018
Thematic Reports, Global, Agricultural and Disaster Risk Insurance | 2018

Index Insurance: Status and Regulatory Challenges

This paper seeks to provide a review of supervisory approaches to index insurance and to set out some of the regulatory and supervisory challenges faced by insurance supervisors. It is drawing on the results of an online survey carried out in the first half of 2017 together with telephone follow-up.

Newsflash, Thematic Reports, Briefing Notes, Philippines, Peru, Inclusive Insurance Regulation | 2017
Thematic Reports, Africa, Ghana, Asia and Pacific, Philippines, Latin America, Mexico, Inclusive Insurance Regulation, Market Development | 2017

Proportionality in practice: Distribution

Drawing on the experiences of Ghana, Mexico and the Philippines, the report “Proportionality in practice: Distribution" examines the practical aspects of distribution where insurance supervisors are flexible and adjust certain supervisory requirements in order to encourage the insurance industry to offer insurance to the underserved or those excluded from insurance services while protecting consumers.

 

Thematic Reports, Latin America, Brasil, Peru, Inclusive Insurance Regulation, Consumer Protection, Market Development | 2017

Proportionality in practice: Disclosure of information

The report “Proportionality in practice: Disclosure of information” draws on the experiences of Brazil, Pakistan, Peru and El Salvador and examines the practical aspects of disclosure in which supervisors adopt proportionate regulation in order to encourage the industry to offer inclusive insurance while ensuring consumer protection.

 

Pages