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Despite its significant potential, there has been little regulatory and supervisory guidance on m-insurance. The Access to Insurance Initiative (A2ii) commissioned this study in order to address the gap and contribute to the preparation of an International Association of Insurance Supervisors (IAIS) Application Paper on the Use of Digital Technology in Inclusive Insurance.
Digital technologies are rapidly changing the insurance landscape worldwide. In Africa currently, mobile insurance is prevalent, but other digital technologies are on the rise too, helping to provide a large number of households with coverage for the very first time.
Press release May 31, 2017
Drawing on the experiences of Ghana, Mexico and the Philippines, the report “Proportionality in practice: Distribution" examines the practical aspects of distribution where insurance supervisors are flexible and adjust certain supervisory requirements in order to encourage the insurance industry to offer insurance to the underserved or those excluded from insurance services while protecting consumers.
En mai 2016, la Conférence interafricaine sur les marchés de l'assurance (CIMA) en partenariat avec l'Initiative d'accès à l'assurance (A2ii) a organisé un atelier à Abidjan, en Côte d'Ivoire.
In May 2016, the Inter-African Conference on Insurance Markets (CIMA) in partnership with the Access to Insurance Initiative (A2ii) hosted a workshop in Abidjan, Côte d'Ivoire.
The report summarises the key take-aways and recommendations of the seminar on Financial Education: Challenges, Trends and Measures of Success in Supporting Financial Inclusion in Sub-Saharan Africa held in September 2016 in Sandton, South Africa.
This study contains a detailed risk assessment of the mobile insurance landscape in Ghana and develops a risk assessment framework, to be used for improving the regulatory guidelines for m-insurance products in Ghana. The study was commissioned by the GIZ project for Promoting Insurance in Ghana (PromIGH), on behalf of BMZ and at the request of the National Insurance Commission (NIC) of Ghana.