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Consultation Calls, Consultation Call Reports, Inclusive Insurance Regulation, Digital Technology, Consumer Protection | 2015

13th IAIS-A2ii Consultation Call on "Supervisory Responses to Consumer Risks in Mobile Insurance", 26 November 2015

On the topic: mobile insurance has a huge potential in advancing inclusive insurance markets and has experienced rapid growth in recent years. However, it also brings with it new risks and challenges for insurance supervisors seeking to ensure policyholders are protected from abuse and fraud. Participants on the call will learn more about these risks and discuss potential supervisory responses.  Additionally, different country examples will be shared with participants on the call.

Policy Notes, Agricultural and Disaster Risk Insurance | 2015
Consultation Calls, Consultation Call Reports, Financial Literacy, Consumer Protection | 2015
Consultation Calls, Consultation Call Reports, Inclusive Insurance Regulation, Consumer Protection | 2015

11th IAIS-A2ii Consultation Call on "Risk-based Supervision in Inclusive Insurance", 23 July 2015

On the topic: Prudential supervision should be both risk-based and proportionate. These criteria are equally relevant when supervising insurers operating in the conventional insurance market and those providing insurance to the underserved. However, differences in the nature, size, and risk profiles of the insurers involved might mean that traditional prudential supervisory approaches would be inappropriate.

Consultation Calls, Consultation Call Reports, Inclusive Insurance Regulation | 2015

10th IAIS-A2ii Consultation Call on "Actuarial Approaches to Inclusive Insurance", 21 May 2015

On the topic: Actuarial capacity is a challenge in most inclusive insurance markets. It is for this reason that the IAIS in close collaboration with the International Actuarial Association (IAA) will be developing a paper on "approaches to actuarial services in inclusive insurance markets". The paper will aim at providing general guidance on requirements and specific approaches for proportionate actuarial services in inclusive insurance markets that is applicable across jurisdictions.

Consultation Calls, Consultation Call Reports, MCCOs | 2015

9th IAIS-A2ii Consultation Call on "Mutuals, Cooperatives and other Community Based Organisations (MCCOs) in inclusive insurance", 26 March 2015

On the topic: At the request of the IAIS the 9th Consultation Call focused on "Mutuals, Cooperatives and Community Based Organisations (MCCOs) ". The IAIS is currently working on the development of an Application paper which will provide supervisory guidance regarding adherence to and implementation of the relevant Insurance Core Principles (ICPs) with respect to MCCOs in inclusive insurance markets.

Annual Reports | 2015

Annual Report 2014-2015

Inclusive insurance markets develop best if policymakers commit to financial inclusion and enable existing and new market makers to innovate with appropriate policy measures followed by proper supervision to protect consumers. 

Newsflash | 2015
Newsflash | 2015

A2ii Newsflash | July 2015: India adopts a new IRDA microinsurance regulation

On 13th March 2015, the Insurance Regulatory and Development Authority (IRDA) India introduced the revised Microinsurance Regulation (2015) which supersedes the existing regulations introduced in 2005. Withdrawal of all existing microinsurance products which do not meet the stipulations of the new regulation must be done by January 2016.

Partner Publications, Inclusive Insurance Regulation, Market Development | 2015

Microinsurance Network: 'The State of Microinsurance'

The A2ii published an article in the new annual Microinsurance Network publication ‘The state of Microinsurance’. In the article the A2ii gives an overview of the current status of microinsurance regulation, highlights recent trends in inclusive insurance markets and provides an outlook on their regulatory implications and potential challenges.