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Consultation Calls, Consultation Call Reports, Inclusive Insurance Regulation, Consumer Protection | 2015

11th IAIS-A2ii Consultation Call on "Risk-based Supervision in Inclusive Insurance", 23 July 2015

On the topic: Prudential supervision should be both risk-based and proportionate. These criteria are equally relevant when supervising insurers operating in the conventional insurance market and those providing insurance to the underserved. However, differences in the nature, size, and risk profiles of the insurers involved might mean that traditional prudential supervisory approaches would be inappropriate.

Consultation Calls, Consultation Call Reports, Inclusive Insurance Regulation | 2015

10th IAIS-A2ii Consultation Call on "Actuarial Approaches to Inclusive Insurance", 21 May 2015

On the topic: Actuarial capacity is a challenge in most inclusive insurance markets. It is for this reason that the IAIS in close collaboration with the International Actuarial Association (IAA) will be developing a paper on "approaches to actuarial services in inclusive insurance markets". The paper will aim at providing general guidance on requirements and specific approaches for proportionate actuarial services in inclusive insurance markets that is applicable across jurisdictions.

Consultation Calls, Consultation Call Reports, MCCOs | 2015

9th IAIS-A2ii Consultation Call on "Mutuals, Cooperatives and other Community Based Organisations (MCCOs) in inclusive insurance", 26 March 2015

On the topic: At the request of the IAIS the 9th Consultation Call focused on "Mutuals, Cooperatives and Community Based Organisations (MCCOs) ". The IAIS is currently working on the development of an Application paper which will provide supervisory guidance regarding adherence to and implementation of the relevant Insurance Core Principles (ICPs) with respect to MCCOs in inclusive insurance markets.

Consultation Calls, Consultation Call Reports, Inclusive Insurance Regulation | 2014

8th IAIS-A2ii Consultation Call on "Formalization", 22 January 2015

On the topic: Some countries had, or still have a significant magnitude of informal insurance activity, in particular in areas such as funeral and health insurance, or credit life insurance provided by mutuals or microfinance organisations. Government schemes and pilot programs are also often outside of the purview of supervisors.
Formalisation has been recognised as a considerable challenge by many insurance supervisors.

Consultation Calls, Consultation Call Reports, Miscellaneous | 2014

7th Consultation Call on "IAIS and A2ii activities: opportunity to tell us what you need!", 20 November 2014

On the topic: The development of the A2ii and IAIS activity plans on inclusive insurance is proceeding largely in parallel. Several rounds of discussion among A2ii and IAIS Committees have taken place to better align our activities to strengthen our mutual roles and responsibilities. We would like to take the opportunity to seek your input during the Consultation Call in order to facilitate a bottom up approach.

Consultation Calls, Consultation Call Reports, Inclusive Insurance Regulation, Market Development | 2014

6th IAIS-A2ii Consultation Call on "Successful Business Models in Microinsurance", 25 September 2014

On the topic: Given the typically low margins on low value policies, most successful microinsurance business models innovate distribution channels in order to minimise distribution costs and scale up the number of policies sold, either by leveraging groups or the infrastructure and reach of aggregators. These new ways to sell insurance typically result in long distribution chains involving a variety of entities and their employees, some of which may not traditionally be regulated by the insurance supervisor.

Consultation Calls, Consultation Call Reports, Inclusive Insurance Regulation | 2014

5th IAIS-A2ii Consultation Call on "Product Oversight in Inclusive Insurance", 28 August 2014

On the topic: Inclusive insurance markets require a proportionate approach to product oversight including product standards. Supervisors have different options for product oversight before and after product launch. The overall objective of such steps is to discourage products and services that may cause consumer detriment from reaching the market. Some insurance supervisors require the pre-approval of insurance products, in both life- and general lines or in one of the two. Others have opted for a file-and-use process.

Consultation Calls, Consultation Call Reports, Market Development | 2017
Consultation Calls, Consultation Call Reports, Inclusive Insurance Regulation, Market Development | 2017

20th A2ii-IAIS Consultation Call on "Réassurance", 26 Janvier 2017

En réponse aux requêtes du Comité exécutif de IAIS ainsi que des superviseurs latino-américains, le prochain appel de consultation A2ii-IAIS portera sur le thème de la réassurance. L'appel s'est concentré sur la réassurance du point de vue des juridictions  et examinera les questions relatives à l'exécution des contrats, à la supervision directe et indirecte des réassureurs et à la surveillance des contrats, entre autres questions.

Consultation Calls, Consultation Call Reports, Inclusive Insurance Regulation, Market Development | 2017

20th A2ii-IAIS Consultation Call on "Reaseguros", 26 de enero de 2017

En respuesta a las solicitudes del Comité Ejecutivo de la IAIS, así como de los supervisores latinoamericanos, la próxima Convocatoria de Consulta A2ii-IAIS tratará el tema de los reaseguros. La convocatoria se centró en el reaseguro desde la perspectiva de las jurisdicciones anfitrionas y examinará cuestiones relacionadas con la ejecución de los contratos, la supervisión directa e indirecta de los reaseguradores y la supervisión de los contratos, entre otras cuestiones.

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