Regulating Mobile Insurance - Insurance business via mobile phones: regulatory challenges and emerging approaches

Despite its significant potential, there has been little regulatory and supervisory guidance on m-insurance. The Access to Insurance Initiative (A2ii) commissioned this study in order to address the gap and contribute to the preparation of an International Association of Insurance Supervisors (IAIS) Application Paper on the Use of Digital Technology in Inclusive Insurance (forthcoming 2018). Specifically, this study aimed to: explore existing supervisory approaches; provide insights on how to manage the supervisory risks and challenges associated with mobile insurance business models; and highlight areas for future further research and consideration.