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Welcome to the prudential pillar! On this page you will find:

  • A list of prudential indicators, their formulas, and references to additional notes. The KPIs are selected on the basis of SSA regional priorities and practices. They are drawn from the indicators used most frequently by insurance supervisors across the globe (see Hafeman, 2020). These ratios have been found to be important in identifying potential insolvency and insurer risk, and have been prioritised using insights from off-site analysis frameworks from several supervisors in SSA and through input from the Steering Group.
  • The accompanying Prudential KPI Handbook, which covers: a framework for assessing the prudential risk of insurers, an approach to gathering data, selection and analysis of KPIs, benchmarks and assessment checklists, how to compile findings, links to interventions, and implementation considerations. It also sets out special considerations for microinsurance business.

The material is designed to be useful for new or junior supervisors who need a basic introduction, while also serving as a refresher for senior and mid-management supervisors. It is also suitable for supervisors involved in enhancing their prudential data reporting systems.

Click on the grey bars below to filter the table according to the respective area of investigation (Actuarial liabilities, Asset Quality, Capital Adequacy, Earnings and Profitability, Governance, risk management and operational issues, Liquidity and ALM, Reinsurance, Subsidiaries and Related Parties), indicator name, or suggested frequency of collection. The notes column sets out where the indicator is specifically for life or non-life only, where it is also relevant for market conduct supervision, and further references. You can also print out the list by clicking on the three dots to the right of the grey bars and selecting ‘print‘.