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The Initiative was created in 2009 to respond to requests from policymakers, regulators and supervisors for learning and advice on access to insurance. The Microinsurance Network, the IAIS and the Joint Working Group (JWG) played a key role in the creation of the Initiative. 

We are the implementation arm of the International Association of Insurance Supervisors (IAIS) on Inclusive Insurance. We generate and disseminate knowledge, build capacity, contribute to IAIS standard-setting, we foster learning and dialogue, support implementation at the regional and national levels, and participate in global advocacy processes.

The year 2019 marks the 10th anniversary of the Access to Insurance Initiative. 




Microinsurance, as defined in the 2007 IAIS Issues Paper on the Regulation and Supervision of Microinsurance, is insurance that is accessed by the low-income population, provided by a variety of different entities and run in accordance with generally accepted insurance practices. This means that the risk insured under a microinsurance policy is managed based on insurance principles and funded by premiums. Microinsurance covers a broad variety of products, for example, life insurance, funeral cover, health, invalidity, livestock, crop and asset insurance.



Good supervision and regulation are essential for consumers to benefit from their insurance, sustainable growth and stable insurance markets. A2ii, as the implementing partner of the IAIS, is working to strengthen supervisory capacity and to encourage insurance supervisors to make their markets more inclusive so that they have the appropriate insurance in place for the poor. A2ii assists regulators and insurance supervisors to create a strong regulatory and supervisory framework that:



Get in touch


Head Office

Secretariat of the Access to Insurance Initiative
Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ),
Dag-Hammarskjöld-Weg 1-5
65760 Eschborn, Germany
Telephone: +49 61 96 79-6176

Basel Office

International Association of Insurance Supervisors (IAIS)
c/o Bank of International Settlements
2 Centralbahnplatz
Basel 4002

Pretoria Office

Financial Services Board (FSB)
Riverwalk Office Park, Block B
41 Matroosberg Road
Ashlea Gardens, Extension 6, Menlo Park
South Africa

Rio De Janeiro Office

Av. Presidente Vargas, 730 / 7º andar, Centro
Rio de Janeiro - RJ - CEP:20071-900