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Manoj Pandey

Manoj was an Advisor at the A2ii who focused on InsurTech and digital insurance, the inclusive insurance innovation lab and gender-based issues in access to insurance. Before A2ii, Manoj's experience was in working with insurers, directly with consumers, and stakeholders like insurers, banks, regulatory agencies, DFS providers and multilateral agencies. 

Previously, Manoj led the inclusive insurance efforts at MicroSave Consulting (MSC) in the Asian and African markets advising insurers and digital finance services providers on addressing the low and moderate-income clients. He has also worked with the Microinsurance Network, SEWA India and has been a fellow with the ILO’s Impact Insurance Facility. Manoj has a Bachelor’s degree in Accounting and a Master’s degree in Business Administration.

Insurance is not the panacea for the vulnerable, but it’s their best bet against life’s shocks that may disrupt their journey out of poverty.


Blog Posts from Manoj Pandey

23.01.2023 | Manoj Pandey, Teresa Pelanda | A2ii, Climate and disaster risk, Financial Inclusion, Gender, iii-lab, Innovation

Innovating for financial inclusion - the role of insurance supervisors

To be able to provide well-designed insurance solutions that address the needs of the low-income and excluded customers in a manner that is customer friendly but also economically sustainable, calls for innovation - i.e. to do new things or to do things differently.
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19.08.2022 | Manoj Pandey, Laura Moxter Morales | Artificial intelligence, Ethics, Governance, InsurTech, Machine learning

Artificial intelligence and emerging regulatory expectations

Artificial Intelligence (AI), including Machine Learning (ML), is one of the technologies reshaping the financial sector, including insurance. AI has the potential to significantly improve the delivery of financial services to consumers as well as the operational and risk management processes within firms, which can present many opportunities for expanding financial inclusion.
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08.03.2022 | Manoj Pandey | A2ii, Gender, Gender mainstreaming, Mauritius, SDG 5: Gender Equality, SDGs

Mainstreaming gender in inclusive insurance – the time is now!

On this International Women's Day, you would likely have read or heard it said that women represent the majority of uninsured in the world. This is widely accepted and is most likely the truth too. Though why do we say it's most likely the truth? We say so because we don’t have the data. We don't have any comprehensive data set on women's access to insurance, both on demand or the supply.
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